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Financial course

💵 Money & Financial Literacy

Make smart money choices: understand needs and wants, earning, saving, budgets, prices, banks, interest, credit, debt, shopping, ads, giving, investing, taxes, insurance, scams, family budgets, and career income.

20 lessonsAges 3–10Four age versions per lessonFinancial LiteracyBudgetingSavingConsumer Awareness

Complete lesson syllabus

Every lesson below contains age-banded facts and quiz questions. Some lessons also include a make-or-explain artifact prompt. Titles are shown in their current course order.

  1. Needs & Wants
    Financial Literacy · Decision Making · Self Management
    Example: Needs and wants can change with age, place, weather, health, family situation, and goals.
  2. Earning & Value
    Career Awareness · Value Creation · Responsibility
    Example: Income is money a person or household receives, often from wages, salaries, sales, gifts, or benefits.
  3. Saving Goals
    Goal Setting · Planning · Delayed Gratification
    Example: Short-term goals may take days or weeks, while long-term goals may take months or years.
  4. Spending Plans
    Budgeting · Planning · Self Management
  5. Prices & Change
    Number Sense · Consumer Awareness · Estimation
  6. Banks & Accounts
    Saving · Systems Thinking · Security
  7. Interest
    Saving · Math Reasoning · Long Term Thinking
  8. Borrowing & Credit
    Credit Awareness · Risk Management · Responsibility
  9. Debt & Risk
    Risk Management · Planning · Critical Thinking
  10. Shopping Smart
    Consumer Awareness · Comparison · Critical Thinking
  11. Ads & Money Choices
    Media Literacy · Consumer Awareness · Self Management
  12. Giving & Sharing
    Generosity · Values · Community Awareness
  13. Investing Basics
    Long Term Thinking · Risk Management · Financial Literacy
  14. Costs & Profit
    Entrepreneurship · Math Reasoning · Systems Thinking
  15. Taxes & Public Goods
    Civics · Systems Thinking · Community Awareness
  16. Insurance & Risk
    Risk Management · Planning · Systems Thinking
  17. Scams & Fraud
    Digital Safety · Consumer Protection · Critical Thinking
  18. Family Budgets
    Household Planning · Empathy · Systems Thinking
  19. Careers & Income
    Career Awareness · Planning · Self Knowledge
  20. My Money Plan
    Financial Literacy · Planning · Reflection

Open a representative lesson

See age-by-age facts, a sample quiz prompt, sourcing where available, and the artifact prompt from Needs & Wants.

View the Needs & Wants sample lesson →

How age adaptation works

The lesson record contains separate fact sets and quiz questions for Pre-K, kindergarten, early elementary, and upper elementary. This is not the same paragraph with a smaller font: vocabulary, detail, and question demands can change by age band. Parents can still choose a different level if their child needs it.

Assessment and records

Course quizzes provide immediate practice feedback. Completion and progress can feed parent-managed records, but a quiz score is not a teacher-issued grade, independent diagnosis, or accredited course credit.

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Browse all 57 courses · See 16 sample lessons · Read the learning-quality standard